Will Rogers once said, “I’m not concerned so much with the return on my money, as much as the return of my money.”

Today’s retirees have seen many changes in the financial world in their lifetime; perhaps none more dramatic than the last 10 years.  In this time we’ve seen unprecedented growth, crippling losses, corporate corruption at the highest level, and the lowest interest rates in the last 50 years.

At Hackett Retirement Solutions & Insurance Inc., we call our approach “Safety Centered Retirement Planning.”  We work with pre-retirees and retirees who are not willing to risk their hard-earned money, want to protect their family, and need to know their retirement income will be there for them.

• Do you have low risk tolerance, yet have money in volatile investments?
• Are you playing "catch up," hoping to get back to where you once were?
• Would further loss, due to market volatility, make you uncomfortable?
• Is protection of your home, due to unforseen illness, important to you?
• Do you know the "tax time bombs" associated with your IRA or 401K?
• Is it important that you save your heirs from going through the probate process upon your passing?

If you answered `Yes` to any of these questions, we may be able to assist you.  Please call us at (978) 499-9400 to schedule a free consultation in our Newburyport office or your home.  (Yes, Mr. Hackett still makes house calls.)

PBS Frontline produced a thought-provoking and disturbing program on retirement in America.  If you did not see it, click this link to be taken to their site.  Can you afford to retire?